Looking for Umbrella Insurance?

Extra coverage to handle the really bad situations


UMBRELLA INSURANCE
In navigating life's uncertainties, our agency recognizes the importance of mitigating unexpected financial burdens. Here's a comprehensive guide to umbrella insurance, your shield against the storms of uncertainty:
Umbrella insurance serves as a safety net above all other insurance policies, providing an additional layer of protection beyond your auto, home, or other coverage. This umbrella steps in to safeguard your assets when the limits of your primary policies are exceeded.
More umbrella insurance policy info
Picture this: An accident occurs, and your underlying insurance policy's coverage limit is exhausted. Enter umbrella insurance, covering the remaining costs (up to the policy's limit) and offering a vital cushion of financial security in critical moments.
For instance, in a severe car accident where your auto insurance's liability coverage is insufficient, umbrella insurance can cover additional expenses like medical bills, legal fees, or property damage.
Key protections under umbrella insurance include:
Liability Coverage: Focuses on bodily injury or property damage caused by you or covered family members.
Personal Injury Coverage: Shields against claims of libel, slander, defamation, or invasion of privacy.
Legal Fees: Covers your defense costs, even if found not liable.
False Arrest, Detention, or Imprisonment: Protects against claims of wrongful detention.
Damage to Others' Property: Includes damage caused by your child or pet to someone else's property.
Worldwide Coverage: Extends protection beyond the U.S., valuable for international travelers.
Umbrella insurance is a valuable addition to your insurance portfolio, offering peace of mind and protection against life's financial challenges. Our experienced agents are here to guide you through the straightforward process of purchasing umbrella insurance."

